Vermont Equipment Financing
Calculate equipment loan and lease payments for your Vermont business. Compare financing options and maximize tax benefits.
Vermont Business Overview
Key economic indicators for equipment financing decisions
Population
643K
State Tax Rate
8.75%
Business Climate
Rural economy, tourism, agriculture, high quality of life
Top Industries in Vermont
Major sectors driving equipment financing demand
Most Financed Equipment in Vermont
Equipment types commonly purchased by Vermont businesses
Understanding Vermont's Tax Advantage
How Vermont's 8.75% state income tax affects equipment financing
When you purchase equipment, you can claim tax deductions at two levels: federal and state. Here's how it works in Vermont:
Federal Tax Savings (All States)
- ✓Section 179: Deduct up to $1,250,000
- ✓Federal corporate rate: ~21%
- ✓Example: $100K equipment = ~$21K federal savings
Vermont State Tax Savings
- ✓State income tax rate: 8.75%
- ✓Same Section 179 deduction applies
- ✓Example: $100K equipment = ~$8,750K state savings
Total savings: ~$8,771K (federal + state)
Calculate your exact savings: Use our Section 179 calculator to see the federal and state tax benefits for your specific equipment purchase.
Equipment Financing Options in Vermont
Compare different financing methods for your business
Equipment Loans
Traditional financing where you own the equipment from day one. Ideal for Vermont businesses looking to build assets and claim Section 179 deductions.
Equipment Financing FAQs for Vermont
Common questions about equipment financing in Vermont
What equipment financing options are available in Vermont?
Vermont businesses can access equipment loans, equipment leases, sale-leasebacks, and lines of credit. Many Vermont lenders also offer SBA 504 loans for larger equipment purchases.
What are the typical interest rates for equipment loans in Vermont?
Equipment loan rates in Vermont typically range from 5% to 30% depending on credit score, equipment type, and loan term. Well-qualified Vermont businesses can secure rates as low as 5-8%.
Can Vermont businesses claim Section 179 tax deductions?
Yes! Vermont businesses can deduct up to $1,250,000 in equipment purchases under Section 179 for tax year 2025. This federal tax benefit is available to all U.S. businesses, including those in Vermont.
How does Vermont's 8.75% state tax rate affect equipment financing?
Vermont's 8.75% state tax rate affects the overall tax benefits of equipment financing through Section 179 deductions and depreciation. Use our calculators to see the total tax impact.
What types of equipment are most commonly financed in Vermont?
In Vermont, the most commonly financed equipment includes Agricultural Equipment, Restaurant Equipment, Manufacturing Equipment. These align with Vermont's top industries: Tourism, Agriculture, Manufacturing, Healthcare.
How long does it take to get approved for equipment financing in Vermont?
Vermont businesses can typically get approved for equipment financing in 24-48 hours with online lenders, or 1-2 weeks with traditional banks. Pre-qualification is often instant.